We, the SMEDS Enterprises which started its operation in 2013 mainly concentrated in the development of small scale enterprises. Now a day, the most important problem faced by each and every entrepreneur is the deficiency of capital. In order to resolve this issue, we have conducted a detailed study by examining various factors such as Governments advantages, the policies of various commercial banks and the operation of various micro finances etc. By this study, we have understood that all the factors required to start a new enterprise or to develop an existing enterprise.