SR/ Underwriter- US Residential Mortgage

Smart4talent

2 - 5 Years
10 Openings
3.8-6.5 Lac/Yr
Gurgaon
Face-to-Face interview

Key Skills

Accounting Tax Underwriter Core Underwriter Loan Processing

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Job Description

ABC is one of the largest private sector companies in India and globally admired for its practices. The company is looking for suitable candidate for the Niche profile of “Underwriter / Sr. Underwriter – US Residential Mortgage” in requirement is very specific and please refer to the below checkpoints to idate should have at least 1 year’s Experience in Core Underwriting of Mortgage for US (United States). Note: Underwriting experience for other countries, eg. UK, Australia, NZ, etc. is NOT relevant for this role. Having only good knowledge (and no experience) is also not idate should have Exposure Only in “Residential” Mortgage Underwriting. Note: Experience in any other form, eg. Commercial Underwriting, Student loan, etc. is not idate should NOT have an Employment / Working Gap of More than 6 Months within the same underwriting underwriting experience is a must. Good working knowledge of all 4 C’s of Underwriting. . Credit. Capacity, Collateral and Capital. Note: Other forms like ‘Modification / Mitigation underwriting’ are not idate should have exposure and Experience in Underwriting Process as a Core Underwriter. Eg. Loss Mitigation, Loan Processing, Modification, Servicing, etc. Note: Only Auditing experience is not relevant candidate should have experience in reviewing of collaterals including in-depth analysis of appraisal reports, Title commitment, Fraud risk checks, Insurances documents and Sales idate should have Exposure to work under Credit policy guidelines and investor guidelines (Including FNMA, FHLMC, FHA, VA & USDA) and apply them to specific loans for effective sale in the secondary idate should have experience in analysis of Assets, Income and Credit to ensure borrower profile, transaction and properties meet the company’s lending ngently look for parameters of ‘Loan to Value’ (LTV), ‘Debt to Income ratio’ (DTI) and ‘Housing to

Experience
2 - 5 Years
No. of Openings
10
Education
Any Bachelor Degree
Role
Underwriter
Industry Type
Insurance / Claims
Gender
[ Male / Female ]
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Office

About Smart4talent

Placement industry has witnessed many ups and downs in recent times. Thanks to the continuous changes in the approach of many companies in the nation. As many as companies are there in the industry, there requirements and preferences for manpower recruitment always differ. The same thing is also associated with the job seekers, who are looking forward to getting placed in a highly reputed company in the nation. If you want to avail the benefits of placement and recruitment services, then dont forget to approach Smart4Talent. We are a renowned name in the area of operations, which is actively engaged in offering a best-in-class variety of placement and recruitment services. We offer the services for web design & web hosting, credit card & personal loan, business franchise, career consultancy, domestic placement, HR consultancy and overseas placement. We also provide the best visa/ passport consultancy and work at home services as well.