Roles and Resposibility are:-
Functional Expertise:-
• Design risk acquisition strategy for credit cards for both open market & existing postpe customers
•Leverage bureau based insights along with alternate data to assess early & potential losses
•Early assessment of segment level loss rates & take quick action on the segments.
•Launch challenger segments & quantify expected benefit & loss from the same.
•Close interaction with Product team for recommended changes in the policy or workflow
•Detailed understanding of in-house systems & agility to change legacy systems whenever required
•Collaborating with teams like – Data Science, Product, Business to setup and monitor underwriting & portfolio strategies.
•Take portfolio action through offus behavior from bureau/ alternate data triggers
•Monitor implemented strategies to continuously assess business & risk impact.
•Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets.
•Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with BharatPe Values
Interaction
•Collaborating with teams like – Data Science, Product, Technology, Business
Problem Solving
•Hands-on approach to risk segmentation & pro- actively assess risks in the portfolio
Qualification & Experience:-
5+ years of Risk Analytics or Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Unsecured Loan
Required Skills are :-
•Hands-on experience of defining risk strategies
• Managing portfolio
•building risk models & policies along with problem solving and analytical thinking
Behaviors :-
•A Growth & Tech-first Mindset – you are aggressive, have a 10x approach and like to build for scale
Experience
4 - 7 Years
No. of Openings
1
Education
B.A, B.Arch, B.C.A, B.B.A, B.Com, B.Ed, Bachelor of Hotel Management, B.E, B.Tech
Role
Risk Manager
Industry Type
Banking / Financial Services / Stock Broking
Gender
[ Male / Female ]
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Office
Face interview location
Gurgaon