Micro Loan Officer - FLO / FCO

L&T Financial Services Ltd

JD - Micro Loans

Department - Frontline – MFI

Designation - Micro Loans Officer

Reports to Meeting Centre Manager

Duties And Responsibilities

• Starting business in a new village

• Village identification within the radius

• Feasibility study of the village based on demographics, activities and financial needs of the customers

• Assist the MC-IC in making the village approval

• Sourcing of business

• Identification of customers and forming of Joint Liability Groups

• Filling up of the application form

• Verification of the residence and business of the customer

• KYC verification

• Pre-disbursement training

• Visiting potential customers in order to develop business

• Disbursements

• Collection of KYC documents

• Assisting the MC-IC for disbursement activity completion

• Loan documentation

• Collection of current dues

• Collect the collection sheets and stickers from MC-IC

• Group-wise collection as per scheduled time by following the process

• Deposit of collection money

• MERC entry

• Collection of over dues

• Follow up with the customers with updated data report of assigned portfolio

• Collection of money as per process

• Depositing the money in bank

• MERC entry

• Assist the MC-IC in initiating action against the defaulters

Requirements

• Candidate's should belong to Micro finance industry (Must)

• 2018/2019 Freshers OR Minimum 1 years of experience in the same industry with proper documents

• Two wheeler must

• Maximum limit is 20 KM from the branch location.

Benefits

Candidate Salary will be paid up to INR to INR + Incentives per month

• Experience

  0 - 1 Years

• No. of Openings

  30

• Education

  Diploma, Any Bachelor Degree

• Role

  Finance Executive

• Industry Type

  Banking / Financial Services / Stock Broking

• Gender

  Male

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office