DUTIES AND RESPONSIBILITIES
- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.
-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.
-Achieve the money collection under principal,fees & charges as per targets .
-Regular visit to yard and reporting the discrepancies/complaint item as a visit re repo process.
-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases
-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.
-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.
-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.
-Working knowledge of computers.
- Developing and sustaining relationship with dealer and customers
- Sitting at dealer point and optimizing maximum sale figures from the same.
- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.
-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.
-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-
- .Ensure nil delay in cash TAT and mis-posting of payments.
-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.
-Working knowledge of computers
- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options
Experience
1 - 5 Years
No. of Openings
10
Education
Any Bachelor Degree, B.A, B.B.A, B.Com, B.Sc, B.E, Post Graduate Diploma, M.B.A/PGDM
Role
Credit Officer
Industry Type
Banking / Financial Services / Stock Broking
Gender
Male
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Home