Officer - Credit and Collection

RBA Finance Pvt. Ltd.

1 - 5 Years
10 Openings
1.0-3.5 Lac/Yr
Chandigarh
+2 Ahmedabad, Udaipur
Face-to-Face interview

Key Skills

Good Communication Credit Officer Finance Officer Banking Officer Collection Officer Work From Home

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Job Description

DUTIES AND RESPONSIBILITIES

- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.

-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.

-Achieve the money collection under principal,fees & charges as per targets .

-Regular visit to yard and reporting the discrepancies/complaint item as a visit re repo process.

-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases

-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.

-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.

-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.

-Working knowledge of computers.

- Developing and sustaining relationship with dealer and customers

- Sitting at dealer point and optimizing maximum sale figures from the same.

- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.

-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.

-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-

- .Ensure nil delay in cash TAT and mis-posting of payments.

-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.

-Working knowledge of computers

- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options

Experience
1 - 5 Years
No. of Openings
10
Education
B.A, B.B.A, B.Com, B.E, B.Sc, M.B.A/PGDM, Any Bachelor Degree, Post Graduate Diploma
Role
Credit Officer
Industry Type
Banking / Financial Services / Stock Broking
Gender
Male
Job Country
India
Type of Job
Full Time
Work Location Type
Work from Home

About RBA Finance Pvt. Ltd.

Job Description
1.Responsible for the processing and verification necessary to ensure accurate and timely payment of all invoices. Compiles customer payment histories by creating historical financial spreadsheets on customers and analyzing trends from those spreadsheets. Prepares credit reports based on customer strengths and weaknesses.
Collections Manager
2. Has the responsibility for managing all delinquent accounts for the purpose of collecting past-due balances. Evaluates quality of accounts receivable and assigns risk factors by generating reports and conducting credit reviews. Assesses credit practices and recommends changes in procedures and policies.
3. Responsible for the overall management of the Credit and Collections department, which includes developing and improving the operational goals of the department. Handles staffing, training, and development of staff. Supervises credit representatives who are responsible for conducting credit investigations and collecting on delinquent accounts.

Job specification
-Must be Graduate.
-Good Communication Skills.
-Having atleast 3 year of experience with the same industry.