Officer - Credit and Collection

Job Description

DUTIES AND RESPONSIBILITIES

- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.

-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.

-Achieve the money collection under principal,fees & charges as per targets .

-Regular visit to yard and reporting the discrepancies/complaint item as a visit re repo process.

-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases

-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.

-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.

-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.

-Working knowledge of computers.

- Developing and sustaining relationship with dealer and customers

- Sitting at dealer point and optimizing maximum sale figures from the same.

- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.

-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.

-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-

- .Ensure nil delay in cash TAT and mis-posting of payments.

-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.

-Working knowledge of computers

- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options
  • Experience

    1 - 5 Years

  • No. of Openings

    10

  • Education

    B.A, B.B.A, B.Com, B.E, B.Sc, M.B.A/PGDM, Any Bachelor Degree, Post Graduate Diploma

  • Role

    Credit Officer

  • Industry Type

    Banking / Financial Services / Stock Broking

  • Gender

    Male

  • Job Country

    India

  • Type of Job

    Full Time

  • Work Location Type

    Work from Home

About RBA Finance Pvt. Ltd.

Job Description
1.Responsible for the processing and verification necessary to ensure accurate and timely payment of all invoices. Compiles customer payment histories by creating historical financial spreadsheets on customers and analyzing trends from those spreadsheets. Prepares credit reports based on customer strengths and weaknesses.
Collections Manager
2. Has the responsibility for managing all delinquent accounts for the purpose of collecting past-due balances. Evaluates quality of accounts receivable and assigns risk factors by generating reports and conducting credit reviews. Assesses credit practices and recommends changes in procedures and policies.
3. Responsible for the overall management of the Credit and Collections department, which includes developing and improving the operational goals of the department. Handles staffing, training, and development of staff. Supervises credit representatives who are responsible for conducting credit investigations and collecting on delinquent accounts.

Job specification
-Must be Graduate.
-Good Communication Skills.
-Having atleast 3 year of experience with the same industry.
Read More...
Similar Jobs
Apply Now

Register to Get Relevant Jobs

Get Noticed By Top Recruiters

Become a Premium Job Seeker

  • Higher Boosting
  • Resume Highlighter
  • Verified Stamp
  • Resume Exposure

499/- for 3 months

Pay Now

Similar Jobs

Assistant Credit Manager

hirekaro global Services

  • Experience 1 - 4 yrs
  • Salary 4.0 Lac/Yr
Credit AppraisalCredit UnderwritingCredit OperationsPersonal Loans UnderwritingCredit Manager

Sales/ Credit Officer

Smart4talent

  • Experience 2 - 5 yrs
  • Salary 2.8 Lac/Yr
Sales ExecutiveSalesCradit OfficerSales DirectorLoan SaleBanking SaleWalk in

Sales /Credit Officer

Smart4talent

  • Experience 2 - 5 yrs
  • Salary 3.0 Lac/Yr
Credit ControllerCredit ManagerCredit Control OfficerCredit OfficerWalk in

We Are Hiring For HDFC Bank Credit Card in Only Male

Perfect Solution Group (Spectrum Placement Services)

  • Experience 0 - 1 yrs
  • Salary 3.3 Lac/Yr
Credit CardCredit ExecutiveCredit OfficerCredit Operation ExecutiveWalk in

( On Roll Job ) Urgent Required Candidate For HDFC Bank in Male & Female

Perfect Solution Group (Spectrum Placement Services)

  • Experience 0 - 1 yrs
  • Salary 3.0 Lac/Yr
Credit ExecutiveCredit OfficerCredit Operation ExecutiveDeputy ManagerDeputy Manager AccountsWalk in

Area Sales/ Credit Manager

Smart4talent

  • Location Chandigarh
  • Experience 0 - 1 yrs
  • Salary 4.0 Lac/Yr
Area Credit ManagerArea Sales ExecutiveCredit ManagerCredit OfficerCollection AgentWalk in

Credit Manager Ludhiana,Bangalore,Hyderabad,Noida,Chandigarh

Capital Placement Services

  • Experience 2 - 8 yrs
  • Salary 6.0 Lac/Yr
Credit ManagerCredit AnalystCredit ControllerCredit CoordinatorCredit ExecutiveCredit OfficerCredit Risk ManagerCredit Risk AnalystCredit Relationship ManagerWalk in

Credit Manager

SMS Consultancy Pvt Ltd

  • Experience 3 - 5 yrs
  • Salary 7.5 Lac/Yr
Finance ManagerCredit ControlCredit AppraisalCredit UnderwritingCredit ManagementCredit OperationsCredit ManagerWalk in

Credit and Collection Officer - Ahmedabad

Smart4talent

  • Location Ahmedabad
  • Experience 1 - 2 yrs
  • Salary 2.5 Lac/Yr
Credit ExecutiveCollection ExecutiveFinance ExecutiveCollection OfficerCredit OfficerFinance OfficerWalk in

Credit and Collection Officer - Chandigarh

Smart4talent

  • Location Chandigarh
  • Experience 1 - 2 yrs
  • Salary 2.5 Lac/Yr
Credit ExecutiveCollection ExecutiveFinance ExecutiveCollection OfficerCredit OfficerWalk in

Credit and Collection Officer - Udaipur

Smart4talent

  • Location Udaipur
  • Experience 1 - 2 yrs
  • Salary 2.5 Lac/Yr
Credit ExecutiveCollection ExecutiveFinance ExecutiveCollection OfficerCredit OfficerWalk in

Credit Manager

biztips

  • Location Ahmedabad
  • Experience 3 - 5 yrs
  • Salary 5.0 Lac/Yr
Credit ManagerFinance ManagerFinance OfficerCredit Operation

Credit Officer

Corporate Fincon Pvt Ltd

  • Location Ahmedabad
  • Experience 2 - 5 yrs
  • Salary 3.5 Lac/Yr
FinanceCredit UnderwritingCredit OperationsMortgage LoansCredit AnalysisCredit OfficerWalk in

Assistant Relationship Manager -premium Credit Card Sales -mumbai

SSV HR Services

  • Experience 1 - 5 yrs
  • Salary 7.5 Lac/Yr
SalesLead GenerationMarketing

Related Job Openings

We use cookies to improve your experience. By continuing to browse the site, you agree to our Privacy Policy Terms & Conditions [Seeker]

Got it