Credit Manager

Grackle Business Solutions Pvt.Ltd

Credit Manager Job Description

Roles and Responsibilities

• As a Credit Analyst, you will be working closely with the Credit Head and will be responsible to handle all credit risk functions.

• Analysing creditworthiness and credit risk of SME borrowers, including review of financial statements and cash flow analysis

• Performing Credit appraisals of loan applicants within the defined policy guidelines

• Assessing the quality of various SME loans and assisting in the underwriting and processing of SME credits

• Underwriting new and existing SME loans through analysis of borrower’s alternate data, credit history, financial performance, current market trends, collateral, and feasibility

• Coordinating with Vendors and handling all the business and vendor queries

• Monitoring, analysing, and commenting daily or weekly credit risk indicators and the company's KPIs

• Assisting the company in enhancing the quality-of-service delivery relating to credit applications

• Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives

• Identifying risks/mitigants and making recommendations to senior management regarding additional credit enhancements to mitigate credit risk

Required Candidate profile

• Experience in Credit Appraisal/Underwriting role or similar profile

• Exp. in Business Loan processing/management systems, Documentation processing,

Handling KYC etc.

• Experience in SME business lending

• Should have a general knowledge of loan underwriting, documentation, banking, and financial statements analysis

• Possess Basic knowledge about financial statements/ITR/Banking.

• Should be able to use MS-Word, Excel

• Excellent Communication Skills - Should be able to communicate well in Telugu, English and Hindi.

• Strong analytical, interpersonal, and presentation skills

• Experience

  5 - 11 Years

• No. of Openings

  2

• Education

  B.B.A, B.Com, B.Sc

• Role

  Credit Manager

• Industry Type

  Banking / Financial Services / Stock Broking

• Gender

  Male

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office