Role Objective:-The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance – both domestic and export finance
Role Responsibilities:-Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRs
Familiar with working capital assessment methods, cash conversion cycles including MPBF
Understanding various Business models and potential risk factors impacting their credit worthiness.
Visit the manufacturing facilities, understand the business and identify any red flags
Coordinate with relationship managers and the company to fill any information gap
Prepare credit appraisal memorandum and present to the credit committee for approval
Adhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards.
Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters