Job title: Manager (Credit)
Reports to: Head (Credit & Operations)
Department: Credit & Operations
Duties and Responsibilities:
Key Deliverables for the role
• Responsible for assessment of loan proposals in line with the credit policy of the company.
• Managing quality & delivery turnaround of loan proposals.
• Engaging with relevant authorities for loan approvals.
• Assisting Business, Operations & Client for effective & smooth loan closure.
• Provide relevant & regular inputs for creation / refinement of Credit policy.
• Monitor and track the portfolio health & performance and manage portfolio delinquency.
• Responsible for managing the risk and credit practices in line with the Risk Policy framework.
• Will drive and support other miscellaneous initiatives as part of risk / credit / business as may be taken
up from time to time.
Required Qualifications and Experience:
• CA/ MBA with 2 – 4 years of relevant credit / risk experience in the NBFC / Banking industries
• B Com with 5-8 years of relevant credit / risk experience in the NBFC / Banking industries
• Exposure and understanding of credit practices and products in small ticket lending (secured and
unsecured)
• Should have local market knowledge of key industries, acceptable collateral, high risk areas etc.
• Should be conversant with legal documentation for secured and unsecured loans.