Credit Manager

SMS Consultancy Pvt Ltd

BRANCH UNDERWRITING:

Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.

EXTERNAL:

Customers

Vendors

Internal auditors

Credit Bureaus

KEY STAKEHOLDERS:

Credit Head for HFC

Risk & Compliance team

Credit Analyst and Operations

Legal team

Sales team

Collections team

ESSENTIAL SKILLS:

Knowledge of local markets and trends in retail lending

Understanding of local business and micro economy

Ability to work under tight deadlines and to prioritize conflicting and changing priorities

Keen understanding and focus on risk, controls, compliance and regulatory framework

Ability to liaise with internal stakeholders and cross-functional teams

Strong customer focus and management of stakeholder expectations

Strong analytical & communication skills (written & verbal)

Should be willing to adapt to digital tools and processes

QUALIFICATION:

Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate

1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)

Deep experience & understanding of retail financial services across NBFCs, banking

• Experience

  3 - 5 Years

• No. of Openings

  50

• Education

  B.Com, M.B.A/PGDM, M.Com, Chartered Accountant, Company Secretary, I.C.W.A

• Role

  Credit Manager

• Industry Type

  Banking / Financial Services / Stock Broking

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office