Area Credit Manager

Prov HR Solutions

Role: Area Credit Manager

Location:Chennai

Interview Mode:Virtual

Experience:7-10 Years

Job Description:

Responsibilities

Research and evaluate clients’ creditworthiness

Create credit scoring models to predict risks

Approve or reject loan requests, based on credibility and potential revenues and losses

Calculate and set interest rates

Negotiate loan terms with clients

Monitor payments

Maintain records of loan applications

Follow up with clients to manage debt settlements and loan renewals

Ensure all lending procedures comply with regulations

Develop, review and update our company’s credit policies

Requirements and skills

Proven work experience as a Credit Manager, Credit Analyst or similar role

Hands-on experience with accounting software

Solid understanding of lending procedures

Excellent analytical skills, with the ability to create and process financial spreadsheets (. in Excel)

Negotiation skills

BSc in Accounting, Economics, Banking and Finance or relevant field

• Experience

  7 - 10 Years

• No. of Openings

  2

• Education

  Diploma, Advanced/Higher Diploma, Any Bachelor Degree, Professional Degree

• Role

  Credit Manager

• Industry Type

  Call Centre / BPO / KPO / ITES / LPO

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office