Role: Area Credit Manager
Location:Chennai
Interview Mode:Virtual
Experience:7-10 Years
Job Description:
Responsibilities
Research and evaluate clients creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our companys credit policies
Requirements and skills
Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (. in Excel)
Negotiation skills
BSc in Accounting, Economics, Banking and Finance or relevant field
- Experience7 - 10 Years
- No. of Openings2
- EducationDiploma, Advanced/Higher Diploma, Professional Degree, Any Bachelor Degree
- RoleCredit Manager
- Industry TypeCall Centre / BPO / KPO / ITES / LPO
- Gender[ Male / Female ]
- Job CountryIndia
- Job TypeWork from Office