Branch Manager

  • icon job experience 2 - 4 Years
  • icon job opening 1 Openings
  • icon salary 2.3-3.3 Lac/Yr
  • icon job location Porur Chennai
  • Face-to-Face interview Face-to-Face interview
Key Skills

Retail Branch Banking Branch Administration Microfinance JLG Branch Operations

Job Description

Job Title: Branch Manager - Micro Finance Industry

Responsibilities:

Lead and manage the overall operations of the Micro Finance branch, including customer acquisition, loan disbursement, and collection activities.

Develop and execute strategic plans to achieve business targets, increase market Portfolio, and expand the branch's customer base.

Monitor and analyze branch performance, loan portfolio quality, and delinquency rates to identify areas for improvement and implement appropriate corrective actions.

Build and maintain strong relationships with existing and potential clients, ensuring excellent customer service and satisfaction.

Manage a team of loan officers and support staff, providing guidance, coaching, and performance feedback to optimize their productivity and effectiveness.

Conduct regular field visits to assess loan utilization, monitor client businesses, and identify opportunities for further financial support or assistance.

Collaborate with the credit and risk management teams to evaluate loan applications, assess creditworthiness, and mitigate potential risks.

Ensure compliance with regulatory requirements, company policies, and industry best practices.

Prepare accurate reports on branch performance, financials, and customer metrics for management review.

Stay updated with industry trends, market dynamics, and competitor activities to identify opportunities for growth and innovation.

Qualifications and Experience:

ITI / Diploma/Bachelor's degree in a related field.

Minimum of 6 years of experience in the Micro Finance industry, with a strong background in managing Joint Loan Groups.

Proven track record of achieving business targets and driving growth in a similar role.

Sound knowledge of microfinance operations, loan appraisal, credit risk assessment, and portfolio management.

Excellent communication and interpersonal skills, with the ability to build rapport with clients, staff,.
  • Experience

    2 - 4 Years

  • No. of Openings

    1

  • Education

    Any Bachelor Degree

  • Role

    Branch Manager

  • Industry Type

    Banking / Financial Services / Stock Broking

  • Gender

    Male

  • Job Country

    India

  • Type of Job

    Full Time

  • Work Location Type

    Work from Office

About Virutcham Microfinance Limited

Having gained considerable experience in working with the poor and marginalized, a group of likeminded professionals promoted Virutcham Microfinance. It is a Limited Company registered under Indian Companies Act of 1956 and obtained a certificate of incorporation on the 8th July 2008 from the Assistant registrar of Companies, Tamil Nadu. It obtained a certificate of registration from Reserve Bank of India on Cor- N-07-00779.VML commenced its business 2nd week of August, 2009.
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