Required Credit Manager
Assistant Manager – Credit
Experience: 1-3 years (Preferred)
Role: Assistant Manager - Credit
Employment Type: Permanent Job, Full Time
Specialization: Credit Analysis, Financial Analysis, Customer Application Screening, Underwriting.
Location: Kolkata
Notice Period: 15-30 days (Preferred)
Age: Should not be more than 40 years
Job Description:
Assistant Manager - Credit position is accountable for the credit granting process, including the consistent
application of credit policies, periodic credit reviews of existing customers and the assessment of the
creditworthiness of potential customers with the goal of optimizing the mix of company sales and bad debt
losses.
Key Responsibilities Area:
Fair understanding of NBFC lending dynamics.
Direct experience with credit risk portfolio analysis / modelling shall be preferred.
To prepare Credit Appraisal Memo (CAM).
Analyse and verify customer financial information.
Due Diligence in credit analysis, customer application screening, evaluation, underwriting and
sanctioning of loan.
To ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
Credit Appraisals of loan application within defined guidelines and accordingly recommend for
approval to higher authorities.